ROUTE 66 RV Classic Coverage Extended Service Contract 2 RV Business Magazine Top 50 Dealer Award Winner Over 250 RVs to Choose From! PARTS �� SALES �� SERVICE �� FINANCING �� STORAGE �� LP GAS �� DUMP STATION We Offer RV Financing Why Finance your RV? When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year. What Are the Advantages of Financing Through a RV Lending Specialist? Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10%-20% range. Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it’s not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. How Does RV Financing Compare With Other Payment Options? Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000. The Last Word on RV Financing: Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You’ll be on the road enjoying your new RV before you know it! Extended Service Agreement for Travel Trailer and Motorhomes United RV is a proud member of the Route 66 RV Network, which gives our customers exclusive access to the ROUTE 66 CLASSIC COVERAGE extended service agreement for RVs! If you buy a new or used RV from United RV, you can sign up for one of the great coverage plans that are available, see our website for full details. What Makes Classic Coverage So Great? • Comprehensive Coverage and Benefit Options • Protection throughout the United States and Canada at all network and non-network dealerships • Deductible of $100, reduced by $66 if repairs are done by one of the 140+ ROUTE 66 dealers • Professional claims administration with over 35 years experience. • Worry-free protection against unexpected repairs We Make Dreams Come True! VALUE YOUR TRADE... Get Instant Evaluation on the Value! *LIMITED SUPPLY, NOT RESPONSIBLE FOR MISPRINTS, SUBJECT TO AVAILABILITY Black Book® and NADA Guides offer current dollar-value estimates on all Truck Campers, Camping Trailers, Motorhomes, Travel Trailers, Fifth Wheels, Park Models and Tow Vehicles and more. The Value My Trade-In Tool can be found at: www.unitedrv.com/page/ trade-in-texas-rv or Scan QR CODE VIEW ALL OF OUR INVENTORY AT WWW.UNITEDRV.COM
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