Have you thought about…? • Protecting your income with disability insurance – If you exhausted your sick days, how would you survive? NJEA sponsors a disability insurance program that enables you to purchase income protection. Simply call 800-727-3414 to seek assistance or visit the NJEA Member Benefits web page at njea.org. New members must enroll within 120 days for guaranteed acceptance! 94 – AR Handbook • Saving for summer – If you are not a 12-month employee, you should plan now how to save for the months that you will not receive a pay check. Many local associations have credit unions in which members may use automatic payroll deductions to save for the summer. Don’t get caught short! • Making time work for you! – By starting to contribute to a tax-sheltered savings/ investment program when you begin your career, you achieve the maximum benefit of compounding over the working years. You cannot rely on pension and social security to provide the quality of life that you desire in retirement. The NEA Retirement Program is the nationally-sponsored provider of retirement savings/investment services. Call 800-NEA-VALUE for more information. • Stretching your consumer dollars! – NJEA offers a comprehensive program of member benefits at njea.org. Be sure to check all that is offered. The following services are worthy of your attention: Member Benefits 1-866-AID-NJEA (1-866-243-6532) The NJEA helpline for free, confidential and effective support.
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