Have you thought
about…?
• Protecting your income
with disability insurance – If
you exhausted your sick days,
how would you survive? NJEA
sponsors a disability insurance
program that enables you to
purchase income protection.
Simply call 800-727-3414 to
seek assistance or visit the
NJEA Member Benefits web
page at njea.org. New members
must enroll within 120 days for
guaranteed acceptance!
94 – AR Handbook
• Saving for summer – If you
are not a 12-month employee,
you should plan now how to
save for the months that you
will not receive a pay check.
Many local associations have
credit unions in which members
may use automatic payroll
deductions to save for the
summer. Don’t get caught short!
• Making time work for you!
– By starting to contribute
to a tax-sheltered savings/
investment program when
you begin your career, you
achieve the maximum benefit
of compounding over the
working years. You cannot rely
on pension and social security
to provide the quality of life that
you desire in retirement. The
NEA Retirement Program is the
nationally-sponsored provider
of retirement savings/investment
services. Call 800-NEA-VALUE
for more information.
• Stretching your consumer
dollars! – NJEA offers a
comprehensive program of
member benefits at njea.org. Be
sure to check all that is offered.
The following services are
worthy of your attention:
Member Benefits
1-866-AID-NJEA (1-866-243-6532)
The NJEA helpline for free, confidential and effective support.