Sensitive Divorce? Suspect Fraud at Work? WE CAN HELP Our credentials include: • Certified Fraud Examiners (CFE) • Certified in Financial Forensics (CFF) • Accredited in Business Valuations (ABV) Services we can provide: • Fraud examinations for businesses, estates & trust, divorce litigation • Recommendations of internal controls for fraud prevention • Serve as Expert Witness in Court • Business Valuations Trinity Office 2513 Seven Springs Blvd Trinity, FL 34655 Land O Lakes Office 20635 Amberfield Dr. Ste 101 Land O Lakes, FL 34638 By appointment only T : 727.845.4166 F: 727.841.7450 PAT@JONESCPAS.COM JONESCPAS.COM 10 TO CONNECT Magazine Continued from p7 2. It’s usually lin ked with return. Possibly the most important thing to understand about risk is its relationship with return. The two generally go hand-in-hand: • If you put money into a low-risk investment, you should probably expect lower returns. • If you choose a higher-risk investment, you possibly could anticipate better returns. Of course, things don’t always work out that way. When you put money into a high-risk investment, you may not get better returns. In fact, you could end up losing your entire investment. But many investors continue to include riskier investments in their portfolios, often for higher return potential. 3. You should determine your tolerance. Your risk tolerance is simply how much risk you can comfortably live with in your portfolio. It sounds simple enough, but determining your risk tolerance can be challenging. There are tools, like questionnaires, available to assist you. In addition, one indicator that you’ve exceeded your risk tolerance is when you find your investments’ performance is keeping you awake at night – especially when there’s market volatility. You may have a relatively low risk tolerance, and that’s OK. However, staying within it and having a reasonable chance of reaching your goals may mean you need to adjust your objectives (having, say, $750,000 at retirement instead of $1 million). You may also need to lengthen your time horizon, which is how long you have until you need to tap into your investments. For example, you may decide you need to work until 68 instead of 65 so you have longer to invest. 4. Help is available. Because risk is complicated, and it’s only one aspect of investing, you may need a professional financial advisor to help with building your portfolio. Look for one who will take the time to get to know you, including your risk tolerance, before recommending an investment plan. The Cox - Wilkins Wealth Management Group of Wells Fargo Advisors 11300 State Road 54 Trinity, FL 34655 Direct: (727) 815-3010 michael.cox@wellsfargoadvisors.com www.coxwilkinsgroup.com This article was written by/for Wells Fargo Advisors and provided courtesy of Michael Cox, CFP®, Assistant Vice President and Assistant Branch Manager in Trinity at 727-815-3010. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing ���������������������������������������������������������������������������������������������������������������������������������������������������������������� Wells Fargo & Company. ©2016 Wells Fargo Clearing Services, LLC. All rights reserved. CAR: 0316-01372 Risk Potential Return Potential In general, as an investment’s return potential increases, so does its risk. Single sided prints. Double sided prints will be 20¢ each. Phone orders only. Must mention ad. Offer expires 4/28/2017
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