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● Disability insurance can help replace a portion of your paycheck should you get sick
orinjured and can’t work – you can think of it as income protection. Most plans will
pay upto 60 percent of your salary if you’re unable to work due to a covered illness or
injury.
● Term life insurance provides affordable protection for a specific period. Most people
buy it during their working years so their death benefit can help loved ones manage
theirfinancial needs.
● Accident insurance can pay you directly for costs associated with urgent care and
emergency room visits, ambulance transportation and follow-up care.
● Dental insurance is typically affordable and usually covers preventative cleanings,
rays, exams and standard procedures. Fillings, crowns and other procedures are also
generally included at a reduced rate to the policyholder.
● Vision insurance is another low-cost voluntary benefit that covers routine eye exams,
lenses, frames and, often, discounts on vision correction surgery.