VOLUME 56 Guide to Homes Page 19
1. If you want to avoid complications with your home loan, a pre-approval has the ability to
reduce the stress and frustration. This helps you save your energy towards finding your dream
home.
2. You will have an idea of how much home you can afford based off your debt, income and
credit. In addition, you will have an estimation of how much money is necessary for closing
costs and down payments.
3. Sellers are more inclined to accept your offer if they know that you are pre-approved.
4. Through receiving your pre-approval, you now know what documents are essential when
submitting your loan application. This will help to accelerate the loan approval process
Cell: 863-701-6759
NMLS 647299
email: Monica.young@tmf.mortgage
THE MORTGAGE FIRM LAKELAND | 101 WEST MAIN STREET SUITE 110 | LAKELAND, FL 33815
MAIN: 863.937.8024 | FAX: 863.508.7855 | WWW.HOMESLOANKEYS.COM
Mary G. Castro, CLC
Licensed Title Agent and FLTA Certified Land Title Closer
352-437-4875 Office
Fax: 352-437-4880 Email: marycastro@magnoliatitlefl.com
37838 Pasco Avenue Dade City, FL 33523
“Making the American Dream a Reality”
Dade City 352.523.3699
Zephyrhills 813.713.5300
Tampa 813.713.5300
shiremanpestcontrol@gmail.com
Our services include...
• General Household Pest Control
• Commercial Pest Control
• Lawn fertilization, insect control, and
weed control for all types of grass
• Wood destroying organism inspections
• Rodent Control
• Dead Animal Removal
• Termite Treatments
• Bed Bug Treatments
• Flea and Tick Treatments
Offering FHA/VA, USDA, and Conventional Loans
Arrea Morrttgage
Services, Inc. NMLS #226797
Leanne Zinkula
NMLS #243221
((813)) 269--1407
1316 W. Bearss Ave. • Tampa, Fl 33613
FHA
Approved
leanne@area-mortgage.com • Fax (813) 269-2712
30 Years Florida Licensed Loan Officer
Mortgage Loan Originator
Monica Young
1. It damages your credit.
2. It obligates your to buy a house.
3. You must know what house you want to buy.
4. You should know what you can afford.
/WWW.HOMESLOANKEYS.COM
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/www.sacfcu.org
