License #7539
Guide to Buying a
Home
If you are thinking of buying a new
home, you must pay close attention
to many details to ensure that you
find one that will suit your needs and
preferences. Before you start shopping,
you should sit down with the members
of your household to discuss your
preferences and the many options
available to you. Here are some things
you should consider:
Step 1: Financing Your Home
The first step in the home buying process
is determining how much you
can afford. Check out our “Advice for
Financing Your First Home” to learn
more about how you can prepare for
the financing process. (page 14-15)
To ensure that the financing process
goes smoothly, buyers should consider
pre-qualifying for a mortgage and having
a financing commitment in place
before shopping for a new home.
Step 2: Prioritizing Most-Wanted
Features
An easy way to organize your thoughts
is to write each separate feature that
you want on a 3X5 card, and arrange
the cards in order of their importance
to you. For instance, if you like to cook,
you may want a home with a large,
well-equipped kitchen. Or you may
settle for a small kitchen, so that you
can have extra space for a library, office
or playroom.
Some home buyers seek large, open
interior spaces, while others prefer traditional
rooms that afford more privacy.
While looking for a home, consider
whether your needs are likely to
change over time. If you plan to add
rooms, find out if there is enough
space on your site for such expansion
and whether such additions are permitted
by your local jurisdiction.
24 Hickory & Catawba Valley Parade of Homes 2019
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