By Richard Ellis
W
Dealing with debt
We all have goals that we want to accomplish. Whether it
be our dream home, a fancy car, college, or that once in a lifetime
vacation, everyone has something they want to achieve.
Regardless of what they are, the reality is that our goals cost
money and that money comes from either our credit cards or
a lender. So, they not only put us in debt, but they put us in
a lot of debt, causing our dreams and ambitions get replaced
by consumer debt and our cost of living. We become compla-
brings us further from our goals.
In order to truly understand how debt affects us, we
individuals spend more money than their current income or
or “assets.” We’ve been conditioned to budget for the price
tag, not the true cost of our purchases. One common myth
about debt is that there are 2 types; good debt and bad debt.
The truth is, there is no such thing as good debt. Debt is debt
period.
We live in a debt fueled economy. We have been marketed
to and have been conditioned that we can have it now and
pay for it later. This is the common place for us to make larger
purchases. The lenders don’t actually provide any education
to the Wall Street Journal, the average household spends 34.5
cents of every dollar earned to pay interest on their debt. Over
1/3 of every dollar we earn goes to someone else and that
number is going to increase if we stay the course we are on
now. Our generation is carrying more debt into our retirement
years than previous generations and the future generations
are going to be burdened with carrying even more.
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RICHARD ELLIS
Debt Elimination
& Credit Repair Specialist
ELLISFINANCIAL SOLUTIONS
(813) 395-1297 ellis2871@gmail.com
Debt Elimination Credit Repair
24 • AUGUST 2019 813.682.9364 FLORIDA WOMEN MAGAZINE
/www.centurioninsuranceafs.com
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