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• Weekly housekeeping
• Management of medications and healthcare services
• Ability to facilitate provision of supplies & services for the duration
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Help For Small Businesses
There are options when it comes
to small business recovery, and Comm.
Moore hosted a teleconference on April 1
that he says was listened to by more than
100 local business owners.
Some of your options include:
* A Florida Small Business
Emergency Bridge Loan (floridajobs.
org) of up to $50,000. While it has zero
interest and can be issued quickly, it is a
short-term loan, and the interest jumps
to 12 percent if you don’t pay it off
after a year. Also, monthly payments are
due immediately ($4,200 a month for a
$50,000 loan).
* A Small Business Association
Economic Injury Disaster Loan (or
EIDL; disasterloan.sba.gov), which
is long-term (up to 30 years) and low-
interest (2.75-3.75 percent). You don’t
have to go through a bank for this type
of loan, but you would have to use collateral,
like your business or home, for
amounts greater than $25,000.
* Paycheck Protection Program
(PPP), part of the $2-trillion federal
CARES Act signed into law by President
Trump last month. Small businesses (2-
500 employees) qualify for an amount
that is 2.5 times its average monthly payroll
costs from the previous 12 months.
The two-year loan carries only half a
percent interest, and can be forgiven if
the business shows that
the money was used to
maintain payroll costs
and full-time employees.
Dineen Pashoukos
Wasylik, a Wesley Chapel
resident and intellectual
property and appeals
lawyer for DPW Legal,
says there is no one-sizefits
Dineen Pashoukos
Wasylik, P.A.
all loan.
“Long story short, businesses are
going to have to do a calculation to determine
which one to take advantage of,”
Wasylik says. “Getting the right one of
these on your plate is really important.”
She warns, however, that while all of
the loans may be tempting, small business
owners need to be careful not to make a
bad situation worse. She suggests if you
do get a loan, to create a separate account
for it so it is easier to follow its trail, especially
in the case of the PPP loan, which
can be forgiven.
“My biggest advice to people is that I
hope your books are up to date,” she says.
“You’ve got to understand, at the end of the
day, that all of these are loans that have to
be paid back. And, to get forgiveness (in the
case of the PPP), you’re going to have to
show your work.”
For more info, visit IP-Appeals.
com, or call (813) 778-5161. — JCC
Neighborhood News @NTWCNews For Advertising Information Call 813-910-2575 • Volume 28, Issue 8 • April 10, 2020 • NeighborhoodNewsOnline.net 5
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