20
Insurance
Company-paid Life and
AD&D Insurance
PFJ provides Team Members with a companypaid
insurance policy and an Accidental Death and
Dismemberment (AD&D) policy. Team Members are
enrolled automatically.
Benefit amounts:
Crude Fleet Drivers:
$80,000
Tipped Team Members:
$16,000
Other eligible Team Members:
One times their annual base salary rounded to
the next $1,000, up to $500,000
Eligibility: All full-time Team Members
Team Member-paid
AD&D Insurance
Weekly Cost
Coverage Amount Cost
Increments of $10,000
up to ten (10) times
your base salary,
maximum $500,000
$0.13
(per $10,000
of Coverage)
Eligibility: All full-time Team Members
Weekly Cost
Price per $10,000 of Coverage (max. $500,000)
Age Cost Age Cost
$0.92
$1.98
$3.53
$7.22
$8.68
Team Member-paid
Term Life Insurance
Under 30
30-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70+
$0.14
$0.18
$0.23
$0.35
$0.58
Spouse and Dependent Term Life Weekly Cost
Spouse (all ages)
Children (Birth – 26 years)
$0.35 per $10,000
$0.25 for $10,000
Eligibility: All full-time Team Members, spouse
& children