DOLLARS & SENSE
24 Bham Family July 2020
FINANCE
TAKE CONTROL OF FINANCES
IN THESE CHALLENGING TIMES
Q: What is the message you’d like families to know about
A: I’d like for them to understand that their income, from
they cannot pay bills, educate their children, afford a vacation,
unfolds. And at some point, either by a voluntary or involuntary
Then focus on saving and investing.
Q:
from the pandemic?
A: Don’t panic; rather, act with equanimity. And that’s the key
word—act, but not based out of fear. Take control of your
I just don’t know when it will occur. Develop an action plan with
your spouse and those closest to you.
Q: Assuming that the pandemic caught some families
basic principles they should follow as they try to rebuild?
A:
stoppage of income. If all the money you have saved is in your
retirement plan at work, but you need money to address short-term
concerns like a mortgage payment or new tires, it may be more
advantageous to have cash reserves to address those needs,
instead of using money with potential tax consequences and fees.
Q:
you see families make during times of economic downturn
such as this?
A: I see some people focusing on variables that they cannot
control, rather than those aspects they can control. Focus on
developing a healthy saving habit and living below your means.
professional, rather than reacting to speculation. Take an
R. Bryant Moore, ChFC®, CLU®
Whether he is helping his clients
achieve the goals they have for
their lives or giving back to his local
community, Bryant Moore invests in
the relationships he has to help people
work toward achieving their best.
Bryant focuses on the professionals in
the dental and medical community as
well as serving successful executives
and entrepreneurs. His strength lies
in simplifying the process for clients,
topics while skillfully managing the
picture. Once his clients are educated
and organized, Bryant helps them
implement strategies that can help
goals, recognizing that the decisions
his clients make today may have a
Bryant and his brother, Blake, both
decided to follow in the footsteps
of their father, William R. Moore,
CLU®, who has more than 40 years
of experience in the industry and
provided an example for the type of
person Bryant wants to be for his
family. Born and raised in LaGrange,
Georgia, Bryant and his wife
Stacy currently reside in Vestavia
Hills and are the proud parents of
Harris and Julia. They are involved
members of Briarwood Presbyterian
Church where Bryant serves as a
Deacon. Find out more about Bryant
at www.ashfordadvisors.net/team/rbryant
moore-chfc-clu.