Introduction toVanderbilt
Buying a home is a big step, but it doesn’t have to be out of reach.
For more than 40 years, Vanderbilt Mortgage and Finance, Inc. has been helping families like
yours achieve the dream of owning their own home. As a national housing lender, we are
committed to finding the right financing solution for you.
“We are pleased to be able to help fulfill the American dream of homeownership for so many
families,” said Eric Hamilton, President of Vanderbilt Mortgage and Finance, Inc. “We believe
that homeownership makes lives better.”
Vanderbilt Mortgage and Finance, a Berkshire Hathaway company, works hard to tailor
loans to each family’s needs and is with you every step of the way.
Table of Contents
Vanderbilt Mortgage Values Customer Feedback.............................2
Five Interest Rate Terms.........................................................................3
Using Land in lieu of A Mortgage Down Payment.............................4
8 Tips for First Time Home Buyers.......................................................5-6
Build a Budget That’s Right for Your Family.........................................7
Buying a Home Budget Worksheet....................................................8-9
Home Loan Process..............................................................................10
Tips on Saving for a Down Payment...................................................11-12
What are FICO® Scores?....................................................................13-14