Paying your bills on time can
help increase your credit score
and provide a good first
impression with a lender.
Bring delinquent balances up to
date and reduce revolving credit
card debt by paying more than
the monthly minimum payment
each month.
Budget for an escrow payment
in addition to your monthly
mortgage payment. Escrow is
collected with your monthly
payment and applied toward your
annual homeowner’s insurance
premiums and/or taxes.
Do your homework and
obtain as much information
online as you can before
filling out a credit application.
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