going driving and using a rideshare
app to connect with drivers. Get
the health insurance coverage that
is best for you by going over
Medigap and Medicare Advantage
plans in your area. Pick up healthy
habits like exercising, eating well,
and staying social for a long, enjoyable
life.
Medigap or Medicare
Advantage?
While Medicare is incredibly helpful
for seniors, Plans A and B do
not cover many of the medical
costs you’re likely to encounter.
Both Medigap and Medicare Advantage
plans seek to help with the
expenses normal Medicare avoids.
Figuring out which supplemental
insurance is right for you depends
on how you prefer to pay for your
medical care. Medigap plans
(formally called Medicare Supplement
Insurance) is used in conjunction
with original Medicare to help
pay for deductibles, copayments,
and coinsurance. They have higher
premiums overall but help pay for a
wider range of out-of-pocket costs.
Medicare Advantage plans are alternatives
to original Medicare and are
bought through private insurers.
They often come with additional
benefits like prescription medications,
dental and vision coverage.
They have lower premiums (some
as low as $0 a month!) but can be
expensive for seniors who are constantly
in and out of appointments.
Helpful Transportation
Alternatives
As we age, our reflexes slow and
we are not as reactive as we used to
be. Because of this, most seniors no
longer belong behind the wheel of a
car. How you feel about this is really
up to personal preference. While
many bemoan the loss of independence,
others may relish the fact that
they never have to deal with the
stress of driving ever again.
Fortunately, seniors can maintain
some of their independence with the
help of transportation alternatives.
People who live in urban centers
can take advantage of public transportation
options such as the bus or
train, but many Americans do not
live in areas where public transport
is a reliable option.
The most convenient option for
many people is ridesharing,
which is an arrangement
where
the
passenger connects with an owner
of a private vehicle via a website or
app. The driver then picks up the
passenger and charges them a fee
per mile to get to their destination.
Ridesharing helps alleviate traffic
congestion while giving those without
cars or licenses a reliable means
of transportation.
Internaonal Pain Foundaon—15