Barry M. Alpert
Senior Vice President, Investments
Gene A. Melamud, MBA, CFP®, CRPS®
Senior Vice President, Investments
92 TAMPA BAY MAGAZINE
| JULY/AUGUST 2016
Estate Planning
Professionals are
Necessary for Everyone
Barry M. Alpert
Senior Vice President, Investments
Gene A. Melamud,
MBA, CFP®, CRPS®
Senior Vice President, Investments
727.584.8615
2401 West Bay Drive
Largo, FL 33770
We doubt you would want to
make life harder than it needs to be
for your family and dear friends, or
wish upon them a legal labyrinth to
navigate or a steep tax bill to pay.
We could not imagine you wanting
your children to have to anxiously
wait for your finances to get sorted
out should something unforeseen
happen. These are absurd issues.
But now consider this: Are you
certain your estate plan is in place
and proper for this time in your life?
You’ve worked hard throughout
your career to accumulate your
assets and, in the event of your
passing, you want to ensure that
your assets are properly transferred
to the people who matter the most
to you. A periodically reviewed and
updated estate plan is an essential
roadmap that can help you take care
of your loved ones in the future, as
you age gracefully and live life to
the fullest.
Working with Raymond James
Trust company, we can offer you a
complete assessment of your current
estate plan, while identifying
any changes that may impact it –
including family, personal interests,
wealth, and changes in tax law.
Through the Largo-based practice of
Belleair Private Wealth Management
Group which is backed by the
financial strength and stability of
Raymond James Financial, we give
you access to a team of financial
advisors, CPAs, estate planning
attorneys and other professionals
– all under one roof and working
together on your behalf. If you think
appropriate, we will work with your
estate attorney to be another check to
assure that your plan accommodates
your wide range of financial needs
that will span your life.
“Estate planning is for everyone,”
said Gene Melamud, Belleair’s
Senior Vice President, Investments.
“Estate planning is not death
planning – it is life planning, and it’s
an essential and rewarding process
for individuals and families who
engage in it.”
“An estate plan isn’t static” quoted
Barry Alpert, Senior Vice President,
Investments for Raymond James &
Associates. “As the years go by, your
family members will have different
needs, challenges and capabilities
from when you first created your
will or trust. Your own situation will
change along with your needs. This
is why it’s imperative to review your
estate plan every 3 to 5 years, or after
any life-changing event.”
“Often, estate plans don’t get as
much attention as investment plans
do,” Melamud explained. “Don’t
make that mistake. A periodic
review of your estate plan is vital to
the success of the personal financial
planning process.”
To schedule a no obligation
consultation, call (727) 584-8615.
For more information, including a
list of upcoming educational events
the group holds every month, visit
RaymondJames.com/Belleair.
Raymond James & Associates, Inc.,
Member New York Stock Exchange/
SIPC.
Belleair
Private Wealth Management
Group of
/Belleair